THE CHILD TAX CREDIT AND YOUR PAYDAY LOAN
Canada’s Most Accessible Loans
Canada’s Most Accessible Loans
The Canada Child Benefit (CCB) – often called the "baby bonus" – helps Canadian families with child-raising expenses right up until the child turns 18. It's a guaranteed source of income that can help you qualify for a short-term loan when you need it most.
You can get a baby bonus payday loan! These benefits are guaranteed over the year, making them a qualified source of income when applying for a short-term loan with Black Irish Capital. When urgent costs arise, your CCB can make all the difference.
Did you know? In a family with multiple children, the Canada Child Benefit could be $1,000 or more each month. This money can be especially helpful when parents are temporarily struggling to make ends meet.
We allow you to use your baby bonus as part of your minimum required income to be eligible for a child tax credit loan up to $1,500. Our online lending process has streamlined everything to make it as smooth and easy as possible – usually taking less than an hour. No collateral needed. No limits on how you use your loan.
Quick online application. Instant decision on your loan.
CCB and other social benefits count toward minimum income.
Clear, transparent rates. What you see is what you get.
Apply from anywhere. No paperwork, no office visits.
E-transfer to your bank after signing your agreement.
Stress-free repayment options that work for you.
We always look at the bigger financial picture. To qualify for your child tax credit loan, you must be:
Yes! Child tax benefit payments help Canadians qualify for cash advances. So long as you have been receiving the payments for at least 3 months, they can be included as part of your monthly income toward the $800 minimum requirement.
Simply list it and provide details of the baby bonus benefit amount within the "Employment Details" section of your loan application.
Absolutely! As long as you have been receiving your payments for at least 3 months, those benefits count toward our $800/month minimum income threshold. Many kinds of social assistance programs will qualify you for a short-term loan with us. Just include the details in the "employment" section of your application.
We guarantee your family's information is safe with us. We use cutting-edge encryption technology and employ the industry's highest standards of best practices in all our security and privacy measures. We will never share or sell your information with any third party.
Life throws curveballs, especially with kids. Whether you forgot something or couldn't anticipate it, our flexible process gets you the funds you need when you need them.
Dental treatments are costly. Childcare adds up. These are perfect situations for a child tax credit loan. Access up to $1,500 anytime – even when other lenders are closed.
How do you get to work, get kids to school, make it to soccer practice? Life won't wait while you save up. Our loan keeps your family on the go.
Leaking roof? Basement flood? You want a safe home for your kids. A child tax credit loan from Black Irish Capital is the solution you need.
Feeling burned out? Sometimes you need a spontaneous break. That Pina Colada on the beach while the kids build sand castles could be closer than you think.
Don't let past credit history stop you. We're less interested in what went wrong than in what can go right today. If you can repay, you're eligible.
Fast approvals, flexible terms, and funds in minutes for Ontario families.
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